Online Banking

Personal Business
Username:
Password:

Check Card Single

Visa Check Card

Personal Visa Check Card

  • Flexible – Use your Check Card at over 17 million merchants that accept Visa, or use your card and PIN to receive cash back at selected merchants, or simply use it at an ATM to withdraw cash.
  • Functional – Travel light. There’s no need to carry around cash or your checkbook. Your Check Card does it all.
  • Fast - No need to write checks. Just swipe your card. The amount of your purchase is instantly and automatically withdrawn from your checking account.
  • Free – No monthly Check Card usage fees. No check printing costs.
  • Fun - Certain transactions performed with your Check Card earn you reward points. Accumulate reward points for free stuff. 

Visa Check Card for Business

All the benefits of a Personal Visa Check Card, but for use with your growing business. Enjoy fully customized spending limits so that employees don’t need to constantly submit expense reports. The perfect tool for most expenses such as office supplies, materials, travel and entertainment, and recurring invoices. All Visa Business Check Cards are also eligible to participate in the UChoose Reward Program in which qualifying purchases earn 1 point for every $2 spent.

Lost or Stolen Card Alert 

If your card is lost or stolen, or you believe your card number has been disclosed to unauthorized parties, please contact us immediately. We can prevent fraud and unauthorized usage before it happens. We have measures in place to terminate a card instantly, but we need to hear from you first.

CALL US AT 815.385.5400. 24 HOURS A DAY, 7 DAYS A WEEK.

If your call is after regular banking hours, you will be directed to another number where an operator will be available to take your information.

Traveler's Alert

Due to an increased number of fraudulent Visa Check Card transactions originating from international merchants, security monitoring has been increased which may result in the denial of some legitimate international transactions. If you intend on using your Visa Check Card outside of the country (this includes Canada and the Caribbean), please let us know which countries you will be visiting and when you expect to return. Please contact us at 815.363.5880 with your travel plans so we can ensure you do not receive any interruption of service and/or denials with respect to legitimate international transactions that you originate.                                                                                                                                                  

 

Help us Battle Debit Card Fraud 

We may be calling you...Visa Check Card Lock

To protect your account, we monitor your ATM and Visa Check Card transactions for potentially fraudulent activity which may include a sudden change in locale (such as when your card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world.

If we suspect fraudulent card transactions, we will be calling you to validate its legitimacy. Your participation in responding to our call is critical to prevent potential risk and avoid restrictions we may place on the use of your card. Our goal is to minimize your exposure to risk and the impact of any fraud. To ensure we can continue to reach you whenever potential fraud is detected, please keep us informed of your correct phone number and address at all times.

If you are called:
  1. We will call you at the primary phone number we have on file. Please help us ensuring we have accurate contact information on file by keeping your contact information up-to-date.
  2. The call will originate from an Automatic Voice Response System with a caller ID phone number of 1-800-262-2024. It will likely display as “Fraud Department.”
  3. The call will ask you to verify your identity by providing your 5 digit ZIP code.
    NO OTHER PERSONAL INFORMATION WILL BE REQUESTED. WE WILL NOT ASK FOR ANY INFORMATION SUCH AS CARD NUMBERS, ACCOUNT NUMBERS, SOCIAL SECURITY NUMBERS. YOU SHOULD NEVER GIVE THIS INFORMATION OUT OVER THE PHONE.
  4. We will describe the recent transaction activity that was performed using your card. You will have the opportunity to verify the legitimacy of the suspected transactions posting to your account.
  5. You will also be provided with the telephone number 866-750-9107 to call should you have additional questions OR you may be connected to a customer service representative if the transactions are fraudulent.
If you are unable to answer the call, a message will be left:
  1. The call will originate from an Automatic Voice Response System with a caller ID phone number of 1-800-262-2024.
  2. The callback telephone number is 1-866-750-9107. You will be given a six digit personal message code that you will need in order to retrieve your alert.
  3. You will be asked to verify your identity by providing your 5 digit ZIP code.
    NO OTHER PERSONAL INFORMATION WILL BE REQUESTED. WE WILL NOT ASK FOR ANY INFORMATION SUCH AS CARD NUMBERS, ACCOUNT NUMBERS, SOCIAL SECURITY NUMBERS. YOU SHOULD NEVER GIVE THIS INFORMATION OUT OVER THE PHONE.
  4. We will describe the recent transaction activity that was performed using your card. You will have the opportunity, via your touchtone keypad, to verify the legitimacy of the suspected transactions posting to your account.
  5. You will also be provided a toll-free number to call should you have additional questions OR you may be connected to a customer service representative if the transactions are indeed fraudulent.