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General Website Usage Terms

If you access and use this website, you agree to be bound by and comply with the following terms. In the event you do not agree with the following terms, you probably should not use this website.

Within this website is information about most products and services offered by First National Bank of McHenry which are subject to separate terms and conditions that govern them and their use. These terms and conditions will be delivered to you as you sign up for and / or enroll in these products. The content provided on this website will occasionally be changed without advance notice to you. Since this is an informational website, you should be aware that the information is for informational purposes only and is not intended to provide specific financial, investment, tax, legal or accounting advice for you, and should not be relied upon in that regard. You should not act or rely on the information without seeking the advice of a professional. Similarly, no endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information contained on this website.

The First National Bank of McHenry and its officers, directors, or employees provide the information on the website on an "as is, where is" basis and do not make any express or implied warranties, representations, endorsements, or conditions with respect to the website or the information, including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, and reliability for a particular purpose.

First National Bank of McHenry cannot represent or warrant that the website will always be available for use. Furthermore, First National Bank of McHenry cannot guarantee that access to the website will be uninterrupted, and that there will be no delays, failures, errors, loss of transmitted information, or that no viruses or other contaminating or destructive properties will be transmitted that may affect your computer system or network. It is your responsibility for adequate protection and backup of your data and / or computer system and to further take appropriate precautions to scan for computer viruses or other destructive elements.

Occasionally, you may have a desire to send First National Bank of McHenry an email. Although email sent to the bank via our “Contact Us” page is encrypted with reasonable commercially accepted methods, you understand that email communication via the internet, as well as communication via other methods such as text messages or first class mail, is impossible to be completely confidential, and subject to possible interception, loss, or possible alteration. The First National Bank of McHenry is not responsible for and will not be liable to you for any damages in connection with an email sent by you to First National Bank of McHenry or an email sent by the First National Bank of McHenry to you at your request.

The First National Bank of McHenry is not responsible for and will not be liable to you for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or in connection with your use of or inability to use the website, or any action or decision made by you in reliance on the information contained on the website.

This website contains links to other websites that are not controlled by First National Bank of McHenry. They are provided for convenience only. The First National Bank of McHenry does not actively review, endorse, approve or control, and is not responsible for any websites that are linked from this website, the content of those sites, the third parties named therein, or their products and services. Following a link to any other website is done so at your own risk and First National Bank of McHenry will not be responsible or liable for any damages in connection with external links. External links to downloadable software sites are also provided for convenience, and the First National Bank of McHenry is not responsible or liable for any difficulties or consequences associated with downloading this third party software. Use of any downloaded software is governed by the terms of the license agreement which will likely accompany the software upon download.

In the event any of the provisions of these website terms of use shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. Your access to and use of the website, and the terms of this disclaimer are governed by the laws of the State of Illinois.

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