Loan Rates

As of November 1, 2008   The information herein relies on a typical loan of $150,000.00, with an 80% Loan to Value Ratio which is secured by a primary residence, existing single family home.           

Monthly 30 Year Fixed Rate Mortgages           
  Rate  Points  APR  Payment   
  6.80%  0.000%  6.80%  $977.89   
  6.60%  1.000%  6.70%  $957.99   
  6.40%  2.000%  6.60%  $938.26   


Monthly 20 Year Fixed Rate Mortgages           
  Rate  Points  APR  Payment   
  6.40%  0.000%  6.40%  $1,109.55   
  6.15%  1.000%  6.28%  $1,087.67   
  5.90%  2.000%  6.15%  $1,066.01   


Monthly 15 Year Fixed Rate Mortgages           
  Rate  Points  APR  Payment   
  6.15%  0.000%  6.15%  $1,277.97   
  5.85%  1.000%  6.01%  $1,253.66   
  5.60%  2.000%  5.92%  $1,233.60   


Monthly 10 Year Fixed Rate Mortgages           
  Rate  Points  APR  Payment   
  6.05%  0.000%  6.05%  $1,669.08   
  5.75%  1.000%  5.98%  $1,646.54   
  5.45%  2.000%  5.90%  $1,624.18   


Bi-Weekly 30 Year Fixed Rate Mortgages           
  Rate  Points  APR  Payment   
  6.60%  0.000%  6.58%  $478.94   
  6.40%  1.000%  6.50%  $469.08   
  6.25%  2.000%  6.46%  $461.74   


Bi-Weekly 20 Year Fixed Rate Mortgages           
  Rate  Points  APR  Payment   
  6.30%  0.000%  6.29%  $550.32   
  6.05%  1.000%  6.18%  $539.43   
  5.80%  2.000%  6.07%  $528.65   


Bi-Weekly 15 Year Fixed Rate Mortgages           
  Rate  Points  APR  Payment   
  6.05%  0.000%  6.04%  $634.85   
  5.80%  1.000%  5.96%  $624.75   
  5.55%  2.000%  5.88%  $614.74   


Bi-Weekly 10 Year Fixed Rate Mortgages           
  Rate  Points  APR  Payment   
  5.95%  0.000%  5.94%  $830.68   
  5.65%  1.000%  5.88%  $819.45   
  5.35%  2.000%  5.83%  $808.31   


7 Year Balloon Mortgage           
  Rate  Points  APR  83 Payments   
  6.25%  0.000%  6.25%  $989.50   
        1 Payment   
        $129,115.39   


5 Year Balloon Mortgage           
  Rate  Points  APR  59 Payments   
  6.00%  0.000%  6.00%  $966.45   
        1 Payment   
        $135,864.78   


3 Year Balloon Mortgage           
  Rate  Points  APR  35 Payments   
  5.75%  0.000%  5.75%  $943.66   
        1 Payment   
        $142,129.61   


1-1 Adjustable Rate Mortgage           
  Rate  Points  APR  Payment   
  4.03%  0.000%  4.03%  $718.72