First National Bank of McHenry
Not All Loan Rates are Created Equal
Because of the nature of lending rates, publishing them in a constantly changing environment can be misleading. Lending rates are known to change, albeit slightly, on a daily basis. Many times, lending rates are also derived from a base rate followed by variables such as length of loan, lock periods, credit score, value of collateral, purpose of the loan, and debt to income ratios. With all of these factors considered, a loan rate you see published here may be lower or higher than the actual rate.
In order to avoid confusion, we encourage you to contact us for a competitive and personalized loan quote based on your specific situation. This will insure us the ability to supply you with the most accurate loan quote available while custom fitting you into the loan program that works best for you.