Privacy Notice

Federal law requires us to tell you how we collect, share, and protect your personal information.  Our privacy policy has not changed and you may review our policy and practices with respect to your personal information below.

 FACTS WHAT DOES FIRST NATIONAL BANK OF MCHENRY DO WITH YOUR PERSONAL INFORMATION?  
 Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do
 What?

The types of person information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number and account balances.
  • Payment history and transaction history.
  • Credit scores and overdraft history.

When you are no longer our customer, we continue to share your information as described in this notice.

 How?  All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank of McHenry chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does First National Bank of McHenry share? Can you limit this sharing? 
For our everyday business purposes - Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus  Yes  No
For our marketing purposes - To offer our products and services to you Yes No
For joint marketing purposes with other financial companies  No We don't share 
For our affiliates' everyday business purposes - Information about your transactions and experiences No We don't share 
For our affiliates' everyday business purposes - Information about your creditworthiness No  We don't share 
For our affiliates' to market to you  No  We don't share 
For our non affiliates' to market to you  No  We don't share

 

Questions ?  Call 815 385 5400 or go to www.firstmchenry.com

 

Who we are?
Who is providing this notice?  The First National Bank of McHenry

 

What we do?  
How does First National Bank of McHenry protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings. 
How does First National Bank of McHenry collect my personal information? 

We collect your personal information, for example, when you:

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

 

Definitions
Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

First National Bank of McHenry has no affiliates

Non-affiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

First National Bank of McHenry does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

First National Bank of McHenry does not jointly market.

If you visit our website to obtain information, we may collect the following information about you:

This information tells us how many visitors are accessing different areas of our website so we may make our site more useful. We will not sell or otherwise knowingly provide this information to a non-affiliated third party.

If you identify yourself by sending an e-mail:

We will collect and retain only information you voluntarily choose to send us. This information will be used in various ways to help the bank plan and develop products and provide services to our current and potential customers. Please be aware e-mail is not a secure format for which to send personal information.