Privacy Policy
Protecting your financial and person information is very important to you. As a valued customer of The First National Bank of McHenry, it is very important to us as well. The bank has adopted the following “privacy policy” to protect your private information and the trust you have placed in us.
Recognizing Your Expectation of Privacy
Every customer expects his or her personal and financial information to remain private. We intend to uphold your privacy expectations, and have put standards and procedures in place to make sure we do so.
Maintaining Accurate Information.
We work hard to ensure that your information is accurate, current, and complete. Should you believe information we have to be inaccurate or incomplete, please notify us. We will investigate your concerns and correct any inaccuracies.
Collecting, Using, and Retaining Information About You.
We will collect, use, and retain information about you only when it:
- Is necessary to protect and administer your records, accounts, and funds;
- Allows us to design and offer products, services, and opportunities;
- Is allowed by law or needed to comply with certain laws and regulations;
- Enables us to understand your financial needs and provide service that exceeds your expectations.
We collect and retain information only for specific business purposes, and we will tell you why we are collecting and retaining it upon request.
Protecting Information Through Established Security Procedures
Our computer and data processing systems use many security standards and procedures that protect your account information from being accessed by non-authorized outside parties. Likewise, paper-based information is handled in a secure responsible manner.
Restricting the Disclosure of Account Information
We do not share personally identifiable customer information with parties outside the First National Bank of McHenry and its affiliated companies unless:
- You request or authorize it;
- The information is provided to help complete a transaction initiated by you;
- The disclosure is required by law.
We do share information with reputable credit bureaus and other information reporting agencies. We do not provide personal or account information to any company not affiliated with The First National Bank of McHenry for purposes of independent telemarketing or direct mail of any non-financial product. Should the bank ever choose to provide such information for these purposes, you will be informed of this decision and given the opportunity to decline having your personal information disclosed.
Maintaining Customer Privacy in our Relationships with outside Parties
The bank maintains relationships with certain outside vendors, such as auditors and data processors, to provide services that directly benefit you. When necessary, we provide personally identifiable information as part of this relationship. We require all such vendors to maintain similar privacy standards and maintain the confidentiality of your information.
Limiting Employee Access to Information
All of our employees are trained to understand the importance of maintaining confidentiality and protecting your privacy. Access to personally identifiable customer information is limited to those employees with business reason to know such information about you. Employees who violate the Privacy Statement are subject to disciplinary action.
Internet Privacy Policy
Protecting your financial and personal information is very important to you. That is why The First National Bank of McHenry has adopted a “Privacy Policy” that outlines what the bank is doing to protect your privacy. For our customers and others who visit our website, this disclosure will show you how we handle your visit.
If you visit our site to download information, we may collect the following information about you:
- The name of the domain from which you access the internet;
- The date and time you access our site.
- The internet address of the website from which you directly linked to our site.
This information tells us how many visitors are accessing different areas of our website so we may make our site more useful. We will not sell or otherwise knowingly provide this information to a non-affiliated third party.
If you identify yourself by sending an e-mail:
We will collect and retain only information you voluntarily choose to send us. This information will be used in various ways to help the bank plan and develop products and provide services to our current and potential customers. Please be aware e-mail is not a secure format for which to send personal information. A complete description of how we handle personally identifiable customer information is contained in our Privacy Policy.