bank locationsOffice / ATM Locations, Hours, and Holiday Schedule

You'll find us with two locations in McHenry, one in Island Lake, and one in Richmond.  All offices maintain a 24 hour ATM, as well as a night depository for your after hours banking convenience. 


Office and ATM Locations

McHenry Elm Street Office
3814 West Elm Street
McHenry IL 60050  
A walkup ATM is located in the west entryway.
McHenry South Prairie Office
612 South Route 31
McHenry IL 60050  
A drive up ATM is located in the first drive up lane.
Island Lake Office
660 East State Road
Island Lake IL 60042 
A drive up ATM is located in the fourth drive up lane.
Richmond Office
9705 Prairie Ridge Road
Richmond IL 60071 
A drive up ATM is located in the first drive up lane.


Banking Hours and Cutoff Times

All locations of The First National Bank of McHenry maintain the same business hours.

  Lobby Drive Up    
Monday 9:00AM - 5:00PM 8:00AM - 6:00PM    
Tuesday 9:00AM - 5:00PM 8:00AM - 6:00PM    
Wednesday 9:00AM - 5:00PM 8:00AM - 6:00PM    
Thursday 9:00AM - 5:00PM 8:00AM - 6:00PM    
Friday 9:00AM - 6:00PM 8:00AM - 6:00PM    
Saturday 9:00AM - 12:00PM 8:00AM - 12:00PM    
Sunday Closed Closed    

For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays.  Our deposit cut-off time is 4:30 PM. If a deposit is made before 4:30PM on a business day that we are open, we will consider that day to be the day of your deposit.  However, if a deposit is made after 4:30PM or on a day we are not open, we will consider that deposit to be made on the next business day that we are open. 

Federal Holidays

The Federal Reserve System recognizes the following holidays during 2016.  Transactions (which includes direct deposit and payroll files) will not be posted or processed on these days. 

Holiday 2016 Date
New Year's Day January 1, 2016
Birthday of Martin Luther King  January 18, 2016
Presidents Day February 15, 2016
Memorial Day May 30, 2016
Independence Day July 4, 2016
Labor Day September 5, 2016
Columbus Day October 10, 2016
Veterans Day November 11, 2016
Thanksgiving Day November 24, 2016
Christmas Day December 26, 2016

Special Note about the Birthday of Martin Luther King, Presidents Day, Columbus Day, and Veterans Day ...  The bank will be maintaining normal business hours on these days for your banking convenience, however transactions received on these days will be posted on the following business day.  Payroll customers should also consider these days as holidays and make arrangements to either have payroll files delivered earlier, or advise your employees that payroll will be delayed a day.