Business Online Banking
Business Online Banking is the most reliable and easiest solution to keep in constant contact with your businesses funds. Business Online Banking is designed for all sizes of business and offers multiple features that are fully customizable to work the way your business does. Real time balance information is critical to managing your businesses cash flow, and Business Online Banking provides you just that.
Statement Details - Accurate and reliable account information for all of your account relationships, including loans. Real-time balances provide you with up-to-the minute data that includes posted deposits, float calculations, paid checks, incoming electronic transfers, credit line advances, internal sweeps, access to copies of cancelled checks, and access to current and past account statements.
Funds Management - Issue funds transfers internally and to other financial institutions, consolidate funds from other financial institutions, or inquire into funds transfers that have already been issued. Choose from a variety of Funds Management Options such as Payroll, ACH, Wire Transfers, and Federal Tax Payments to help you manage your cash flow more effectively.
Stop Payments - Easily place stop payments online using Business Online Banking. Also check on the status of previously placed stop payments.
Federal Tax Payment Solutions - After registering with the Electronic Federal Tax Payment System (EFTPS), Business Online Banking can be used to originate tax payments electronically. These include FICA taxes, income tax withheld, corporate income and estimated taxes, and various federal excise taxes.
Payroll Solutions - Business Online Banking offers your business the capability to pay your employees electronically. Businesses with one to one thousand employees will benefit from this easy to use solution. Use either our software that creates NACHA formatted payroll entries, or use your own through our file import feature. Business Online Banking is very flexible. You will enjoy the ease at which your payroll entries will reconcile, while your employees will enjoy having their payroll automatically deposited into their accounts at any financial institution in the country.
ACH Solutions - If you are a small business owner that collects recurring dollar amounts for your customers, Business Online Banking ACH Solutions are perfect for you. This feature allows you to collect payments electronically from individuals or companies on a recurring basis. Among the many uses include, but is certainly not limited to; utility bills, health club memberships, video rental memberships, tanning salon memberships, lawn care and snow plowing services, contributions and donations, and tuition payments.
Wire Transfer Solutions - Use Business Online Banking to originate domestic wire transfers right from your office. By providing us with the wire transfer routing information once, we can create a repetitive wire transfer template for you to use quickly and easily as often as you wish.
Robust Security Features - Designed specifically for larger businesses with multiple users, Business Online Banking is fully customizable by you, giving you complete control over which employees have access to specific features and accounts. Security levels can be manipulated and adjusted by your businesses designated security administrator. State-of-the-art security tokens with passwords that change every 30 seconds are also issued to businesses that use Funds Management features.
Bill Payment Solutions
The perfect tool for the small business. Use our Bill Payment solution, Business Bill Pay-e Plus, to schedule and make payments through our secure website service. Use the reports feature to budget and track expenses with ease. Business Bill Pay-e Plus can have all of your monthly supplier invoices paid in one internet sitting, allowing you to do what you do best – run your business. There is a nominal cost of $9 per month for this service which includes 20 transactions. Transactions exceeding 20 are $.50 each.
First Fone – Telephone Banking
Can’t find an internet connection yet need to know account information instantly? Through First Fone—24 Hour Telephone Banking, your account information is readily and easily available. In the airport, on the road, on vacation, just find a telephone and balance information is not far away. Also, make transfers, check on deposits, and find out if checks were paid all by telephone. Just dial 888.750.3150 and information will be there when you need it. There is no additional cost for this service.
Merchant Credit Card Processing
Through an arrangement with NPC Card Services, we offer competitively priced merchant credit card services. Regardless of what you sell, your customers no doubt will enjoy the convenience of being able to pay with a Visa or MasterCard. Our program helps eliminate the risk of potentially accepting a bad check as well as saving you time by cutting out the tediousness of invoicing and collecting. Funds are usually deposited within 48 hours after the original sale is completed. When you enroll in our merchant program, you will receive the knowledge and expertise of the entire staff at NPC Card Services from everything from credit card equipment purchasing and reprogramming to the 24 hour help desk. Just ask one of our customer service representatives about Merchant Credit Card Services, and they will be sure our account manager at NPC Card Services contacts you to design the best possible merchant program for your business.