Earn First National Bank of McHenry Loyalty Rewards



You can now earn uChoose loyalty reward points just for using your personal First National Bank of McHenry Visa Check Card. Simply by doing the things you probably already do today with your Visa Check Card, you will be eligible to accumulate loyalty points that can be redeemed for a wide array of products, travel experiences and activities, event tickets, merchant gift cards, and much more!  Your existing personal Visa Check Card is eligible to earn rewards, however, you must enroll your card prior to earning points. There is no cost to participate in this program. Click the link above for more details.   

Privacy Notice

Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information here.

Employment Opportunities

First National Bank of McHenry currently has a part-time position available.  Please check here for more information. 



We're on the Lookout for Visa Check Card Fraud

To protect your account, we actively monitor ATM and Visa Check Card transactions for potentially fraudulent activity. If we suspect something out of the ordinary within your card usage patterns, we may be calling you to verify the legitimacy of your transactions. Your participation in responding to our call is critical to prevent potential risk and avoid restrictions that may be placed on your card while we investigate suspicious transactions. Please click here to learn more about what to expect should we need to call you in order to verify a suspected transaction. 


Important Update!

Beginning June 5, 2014, your image and pass phrase will no longer be displayed when logging into Personal Online Banking.

We're making it easier for you to access your account online, while continuing to protect you and your accounts with our powerful, multilayered security system.

Login Credentials Device Geographic
Click here for more details!


eDocuments are Now Available

eDocuments are a quick, secure, and easy way to electronically receive monthly correspondence from the bank such as account statements, notices, and legal disclosures in an easy-to-use PDF format.  Should you choose to enroll in eDocuments, we will send you an email every time a new eDocument is available.  All eDocuments will be archived on our secure database for up to 12 months, so you will have a complete library of eDocuments at your fingertips when you need them.  More information is available here.  



in a world of commonplace credit cards,

ours is a standout!


Introducing our Visa Platinum Credit Card

Learn More / Apply Now 


Private Student Loans

Introducing the First National Bank of McHenry Smart Option Student Loan by Sallie Mae, for borrowers attending a degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The First National Bank of McHenry Smart Option Student Loan by Sallie Mae is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.  To learn more please get started here


Features and Benefits

  • We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility
  • No origination fees and no prepayment penalty
  • Multiple in-school repayment options available
  • Borrower benefits available - like rewards and interest rate reductions.
  • Rates that reward creditworthy borrowers.
  • Applying with a creditworthy cosignor may help you qualify and/or receive a lower rate.
  • 24 / 7 online account management.



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